Service: Investment Management
We put your savings to work for you
Personalized Risk Measurement
RMD Management
Aligned with your Goals
Tax Smart Options
Guidance in Scary Markets
Understand Your Investments
No Sales Incentive, Fee-only Advice
Our Investment Philosophy
Diversified
Buy the hay stack, not the needles. Equity investing can be volatile and includes more risk than other types of investments. We limit our exposure to any single company by diversifying our holdings.
Long-term
Investments aren’t short term decisions. We believe that a twenty year time horizon for holding stock investments is an appropriate frame of mind to have when considering to buy an equity position.
Traditional Investment Alternatives
For our experienced clients, we offer access to alternative investments. Some examples of the alternative options we provide are structured notes, private REITs and interval funds. We also offer alternative strategies which trade on formulas uncorrelated to stock market metrics.
Cost-conscious
We search for funds that are the best value for our clients. We aren’t seduced by the latest and greatest fund managers because we know that their performance is often short lived and their management fees can erode long term growth. Our preference is to choose funds with low management fees and time-tested strategies to hold them for the long term.
Where we Hold Investments
How it Works
With our “Core and Explore” approach, we invest most of your money in “core” investments that align with your risk tolerance.
Then, you can “explore” by choosing a smaller part for other investments that may have more risk but could bring more reward.
This way, you mix safety with the chance for growth. It helps keep your plan balanced and on track for your goals.
Price Tiers
Investment Management fees change based on the level of service we are providing and the complexity of the investing strategy.
Investment-only Clients
Core investments - 0.5% Management Fee
Financial Coaching Clients
Core investments - 0.5% Management Fee
Wealth Management Clients
Core investments - 0.2% Management Fee