Free Financial Health Check
How healthy are your finances, really?
Answer a few quick questions and see seven checks of your financial health, each compared with a target for people your age.
- 3 minutes Rough numbers are fine
- 7 checks Green, yellow, or red
- Private No account numbers or logins
Educational only, not individualized investment, tax, or legal advice. Your results are based only on the numbers you enter.
How old are you?
Targets change with age, so this sets the right yardstick for you.
Who are we checking?
If you share money with a partner, use your combined numbers for every question that follows.
Your yearly income before taxes
Include salary, bonus, side income, and any stock pay that vested this year (like RSUs). Use your best estimate.
How much do you save or invest?
Count 401(k) or 403(b) contributions, any employer match, IRA, HSA, brokerage, and savings deposits.
What does a typical month cost you?
Everything you spend in a month: housing, bills, groceries, debt payments, fun. Last month’s bank and card statements are a good guide.
What’s your housing situation?
For most people, housing is the biggest monthly bill.
Your monthly housing cost
Which of these do you pay each month?
Tap each one that applies and enter the monthly payment. Leave out your rent or mortgage.
How much cash could you reach this week?
Checking, savings, money market, and CDs. Leave out retirement accounts and investments.
What you own
Today’s values, rounded is fine. Leave a box blank if it does not apply.
What you still owe
The balance left on each loan today. Your statements or loan apps show this.
Last one. Do any of these apply?
Optional. Your report adds a short note for each one you pick.
Your report is on its way
Book a free financial checkupA relaxed call to walk through your results together. No obligation.
This health check is for educational purposes only and is based only on the figures you entered, which have not been verified. Targets are general, age-based guidelines adapted from widely used planning rules of thumb. They are not a prediction of results and may not fit your situation. Results do not consider your full financial situation and are not individualized investment, tax, or legal advice.