Time-Value of Money Calculator — Longitude Financial Planning

Time Value of Money Calculator

See how money grows — or what you need to save — across time, rate, and contributions.

Present Value (starting amount)

Payment (per month)

Annual Rate

Years

Future Value (target amount)

Compounding

Payment Timing

Inflation (annual)

Show inflation-adjusted (real) values

Future Value

Nominal dollars

In today's dollars

Real purchasing power

Starting Amount

Total Contributions

Interest Earned

Starting amount

Contributions

Growth

Educational illustration only. Assumes a constant rate of return and does not account for taxes or fees. When the real-return toggle is on, values are adjusted by the inflation rate you enter to show purchasing power in today's dollars. Your actual results will vary. For a plan tailored to your situation, schedule a conversation.